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Don't borrow more than you need. To save on interest payments, keep the term of your unsecured loan as short as possible without causing yourself difficulties.
In today’s economy, there are many lenders that are prepared to make an unsecured business loan. All that is needed is a good business plan that the lender can look at. This will allow a business owner to get the loan without having any sort of collateral such as real estate to secure the loan.
Nice post. This will be very helpful since I want to run a business soon. I know it'll be a challenging at times, so I can use all the financial (and non-financial) advice I can get. Lately I've been thinking about buying a business instead of starting one from scratch. I believe I have enough capital saved, but I'm sure I'll have to take out a loan. Any suggestions? Advice? Thanks.
@Lynn -- There's a lot of on-line resources you can use. I suggest BizTrader.com. It's this global marketplace where you can buy a business, or even sell one. You can also use it to find professional help, like a lender, accountant, broker, etc. The find a lender function is particularly helpful.
Then there are your local small business groups that should be able to help you.
Good luck!
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